Employers get informed on what to do at the Health Benefits Exchange


Greater Baltimore regional companies learned about the Maryland Health Benefits Exchange and how to prepare for participating in it at a presentation at the GBC made by Carolyn Quattrocki, Executive Director of the Governor’s Office of Health Care Reform and Rebecca Pearce, Executive Director of the Maryland Health Benefit Exchange. Maryland is one of only five states that already have an exchange set up and prepared to go live on January 1, 2014.

Beginning in 2014, health coverage becomes mandatory and both small businesses and individuals will be eligible for supplements to help them purchase appropriate health coverage. Businesses with more than 50 employees will have to offer coverage or face penalties. In Maryland, health insurance policies will be available through a state exchange, an open market place where private insurance companies can offer their products. All health plans sold in the exchange will also be sold in the private market but in the exchange, tax credits for individuals and tax subsidies for small businesses will also be available.

The two presentations: “Implementation of the Affordable Care Act” and “The Maryland Health Benefit Exchange,” are available in their entirety.

Carolyn Quattrocki
Executive Director, Governor’s Office of Health Care Reform

Quattrocki served as a deputy legislative officer and health policy advisor in the Governor’s Legislative Office, with primary responsibility for health care, insurance and labor issues.

Quattrocki has a law degree from Yale University and a B.A. from Northwestern University.

Rebecca Pearce
Executive Director, Maryland Health Benefit Exchange

Before joining the Maryland Health Benefit Exchange, Pearce had been in the health insurance field for over nine years, six spent in product development at CareFirst BlueCross BlueShield, where she managed almost every product or segment in the market.

Pearce has her undergraduate degree from Washington University in St. Louis and her
M.B.A. from the University of Maryland, College Park.